When you first start investing, it’s easy to get overwhelmed by the sheer volume of strange investing lingo floating around. This can make the investing process confusing and stressful — but it doesn’t have to be. Q.ai is here to help you cut through the clutter…

What are Exchange-Traded Funds (ETFs)? An ETF is an exchange-listed security that tracks an index comprised of individual securities. Such as the S&P 500 or the Nasdaq. When you purchase a share of an ETF, you’re not picking out the securities you wish to buy. Instead, you decide which asset class(es), sector(s), or indices you’d…

Let’s talk about stock futures. U.S. futures got their start as a trading commodity in the mid-1800s. At the time, farmers were still transporting crops into cities on the hopes of finding a buyer at agreeable prices. But prices fluctuated frequently, and often wildly, based on factors such as the…

The tech sector is enormous. When you talk about “tech stocks,” companies like Microsoft, Apple, and maybe even Netflix probably spring to mind. But the tech sector is much more than consumer goods. When you talk about tech, you’re broadly referring to an industry comprised of sectors like the following. …

If there’s one thing we always say about investing, it’s that the earlier, the better. Starting to save for your retirement as soon as possible means you have more time to contribute to your fund and grow your investments. It’s important to note, however, that not all retirement funds are…

These are some of the most common names you’ll hear in lieu of the syllable-heavy “semiconductors” to describe the miracle of innovation that powers our planes, computers, smartphones, gaming hardware, medical equipment, TV, fridge, coffee machine, camera, LED bulbs, washer and dryer…and even your toaster. …

As an investor, you’ve probably heard of investing by growth, value and sector. But these popular methods of investing are not the only way to decide how to put your dollars to work. …

What is Investing? The goal of investing is to build wealth over the long haul — years to decades — by building a well-diversified portfolio. They may divide their portfolio into goals, with each section carrying a varying degree of risk, such as: Investing in retirement funds, like 401(k)s or IRAs Saving for…

“The market” — for our purposes, the securities that comprise the U.S. trading economy — is an unwieldy beast. It’s made up of corporate stocks, government bonds, options, and a plethora of more complex securities. …